TAL Education Group (MEX:TAL N) Debt-to-EBITDA : 0.74 (As of May. 2026) — 32% Above Median

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MEX:TAL N TAL Education Group MEX:TAL N
68 GF Score
Price MXN205.00
GF Value MXN331.92
Valuation Significantly Undervalued
! 5 Warning Signs
View Full Analysis

What is TAL Education Group Debt-to-EBITDA?

TAL Education Group MEX:TAL N -1.68% 68 Debt-to-EBITDA is 0.74 as of May. 2026, which is 32% above its 10-year median of 0.56. GuruFocus rates MEX:TAL N with a GF Score™ of 68/100 and a GF Value™ of MXN331.92 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 187 Education companies, TAL Education Group ranks better than 63.1% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

TAL Education Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in May. 2026 was MXN2,061 Mil. TAL Education Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in May. 2026 was MXN4,974 Mil. TAL Education Group's annualized EBITDA for the quarter that ended in May. 2026 was MXN9,522 Mil. TAL Education Group's annualized Debt-to-EBITDA for the quarter that ended in May. 2026 was 0.74.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for TAL Education Group's Debt-to-EBITDA or its related term are showing as below:

MEX:TAL N' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -97.92   Med: 0.56   Max: 19.16
Current: 1.02

During the past 13 years, the highest Debt-to-EBITDA Ratio of TAL Education Group was 19.16. The lowest was -97.92. And the median was 0.56.

MEX:TAL N's Debt-to-EBITDA is ranked better than
63.1% of 187 companies
in the Education industry
Industry Median: 1.52 vs MEX:TAL N: 1.02

TAL Education Group  (MEX:TAL N) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


TAL Education Group Debt-to-EBITDA Related Terms


TAL Education Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for TAL Education Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TAL Education Group Debt-to-EBITDA Chart

TAL Education Group Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.42 -3.15 -6.08 6.78 1.10

TAL Education Group Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.52 0.97 1.01 1.34 0.74

MEX:TAL N vs LAUR, CVSA, LOPE: Debt-to-EBITDA Comparison

For the Education & Training Services subindustry, TAL Education Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TAL Education Group Debt-to-EBITDA vs Education Industry

For the Education industry and Consumer Defensive sector, TAL Education Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where TAL Education Group's Debt-to-EBITDA falls into.


MEX:TAL N
68GF Score
TAL Education Group MEX:TAL N
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TAL Education Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

TAL Education Group's Debt-to-EBITDA for the fiscal year that ended in Feb. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1883.824 + 4788.784) / 6074.809
=1.10

TAL Education Group's annualized Debt-to-EBITDA for the quarter that ended in May. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(2061.278 + 4974.413) / 9521.848
=0.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (May. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.74 mean?
TAL Education Group (MEX:TAL N) has a Debt-to-EBITDA of 0.74 as of May. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on TAL Education Group. This is 32% above median its historical median of 0.56. According to the industry distribution chart, TAL Education Group ranks #69 out of 187 companies in the Education industry, placing it in the top 36.9%.
Is TAL Education Group's Debt-to-EBITDA too high?
TAL Education Group's current Debt-to-EBITDA of 0.74 is 32% above median its 10-year median of 0.56. The Education industry median Debt-to-EBITDA is 1.52. TAL Education Group's value of 0.74 is 51.3% below this industry median. Based on the distribution chart, TAL Education Group ranks #69 out of 187 companies in the Education industry, which is above the industry midpoint. Overall, TAL Education Group has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does TAL Education Group's Debt-to-EBITDA compare to LAUR and CVSA?
According to the Education industry distribution chart, TAL Education Group ranks #69 out of 187 companies for Debt-to-EBITDA. This puts TAL Education Group in the upper half of its industry. The industry median Debt-to-EBITDA is 1.52. TAL Education Group's value of 0.74 is 51.3% below this benchmark. While the company's 10-year median is 0.56 vs. the industry median of 1.52, TAL Education Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Education company?
The median Debt-to-EBITDA among Education companies is 1.52, based on 187 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TAL Education Group's current Debt-to-EBITDA of 0.74 is 51.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on TAL Education Group. For the Education industry, the median Debt-to-EBITDA is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TAL Education Group's current Debt-to-EBITDA is 0.74, which is 32% above median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TAL Education Group stock overvalued right now?
Based on GuruFocus' analysis, TAL Education Group (MEX:TAL N) is currently considered Significantly Undervalued. The stock's GF Value™ is MXN331.92, compared to a current price of MXN205.00 — trading 38.2% below its estimated fair value. The current Debt-to-EBITDA is 0.74, which is 32% above median its 10-year median of 0.56 and 51.3% below the Education industry median of 1.52. TAL Education Group's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For TAL Education Group (MEX:TAL N), the current Debt-to-EBITDA is 0.74 as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TAL Education Group (MEX:TAL N) Overvalued in 2026?

Based on GuruFocus' analysis, TAL Education Group stock appears to be undervalued. The current stock price of MXN205.00 is trading 38.2% below its estimated GF Value™ of MXN331.92. GuruFocus considers TAL Education Group to be Significantly Undervalued.

Key valuation signals for MEX:TAL N:

  • Debt-to-EBITDA: 0.74 (32% above median its 10-year median of 0.56)
  • GF Value™: MXN331.92 vs. price of MXN205.00 (38.2% below fair value)
  • GF Score™: 68/100 with 5 warning signs
  • Industry Position: 51.3% below the Education median (#69 of 187)

No single metric tells the full story. See the MEX:TAL N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TAL Education Group Business Description

Address Qixin Middle Street, TAL Building No.1, Courtyard No. 9, Changping District, Beijing, CHN, 102200
TAL Education Group is a leading learning solutions provider in China. It operates a few business lines including enrichment learning, high school academic tutoring, learning technology, and content solutions. Among those business lines, TAL focuses on enrichment learning and content solutions.
68GF Score

Get the complete analysis for MEX:TAL N

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN205.00
Price
MXN331.92
GF Value